●The oldest savings app in the world

Savings circles, run honestly.

A kameti — also known as beesi, chit, or committee — is a group of people you trust putting in the same amount every month, and each round one member takes the pot. Kameti is the app that keeps the maths, the dates, and the receipts straight. For free.

Join the waitlist How it works

Zero fees, everInvite-only circlesMoney moves member-to-member

Each round, the pot moves to the next member —this month’s taker, decided by bid, lot, or need.

Why circles beat going it alone

A habit held by people, not notifications.

Discipline you can feel

A monthly commitment to people you know is a stronger savings habit than any reminder notification. Every member contributes on schedule — that is the whole engine.

ii.

Interest-free by design

Nobody charges anybody. The member who takes an early pot is borrowing from the group’s future rounds; the members who wait are saving first and spending later. No interest, no fees, no middleman.

iii.

Transparent rounds

Who has taken a pot, whose turn is next, who has paid, what is left — visible to every member, so the conversation never turns into a spreadsheet argument.

What Kameti is not

Kameti is a technology platform for private circles among people who already know each other. It is not a chit fund company, it does not pool or hold your money, and payments go directly between members over UPI or cash. We do not charge fees. For the legal positioning, read Kameti & chit funds.

Coming soon

In private testing, opening city by city.

Join the waitlist to be invited when circles open, or write tosupport@kameti.in with a question. We reply like people, not tickets.