Kameti
Savings circles, run honestly.
A kameti (also known as beesi, chit, or committee) is the oldest savings app in the world: a group of people you trust each put in the same amount every month, and each round one member takes the pot. Kameti is the app that keeps the maths, the dates, and the receipts straight — for free.
Join the waitlist How it works
Why circles beat going it alone
Discipline you can feel
A monthly commitment to people you know is a stronger savings habit than any reminder notification. Every member contributes on schedule — that is the whole engine.
Interest-free by design
Nobody charges anybody. The member who takes an early pot is borrowing from the group's future rounds; the members who wait are, in effect, saving first and spending later. No interest, no fees, no middleman.
Transparent rounds
The app tracks who has taken a pot, whose turn is next, who has paid, and what is left — visible to every member, so the conversation never turns into a spreadsheet argument.
What Kameti is not
Kameti is a technology platform for private circles among people who already know each other. It is not a chit fund company, it does not pool or hold your money, and payments go directly between members over UPI or cash. We do not charge fees. For the legal positioning, read Kameti & chit funds.
Coming soon
Kameti is in private testing. Join the waitlist to be invited when circles open, or write to support@kameti.in with a question.